{"id":12853,"date":"2020-08-25T08:24:25","date_gmt":"2020-08-25T08:24:25","guid":{"rendered":"https:\/\/icv.tunuevapagina.com\/home-insurance-coverage-doubts-and-advice\/"},"modified":"2024-07-17T07:42:47","modified_gmt":"2024-07-17T07:42:47","slug":"home-insurance-coverage-doubts-and-advice","status":"publish","type":"post","link":"https:\/\/www.ibizacountryvillas.com\/en\/home-insurance-coverage-doubts-and-advice\/","title":{"rendered":"Home insurance: coverage, doubts and advice"},"content":{"rendered":"

Home insurance<\/strong> is mandatory when buying a property. However, not everyone has the same coverage. We clarify some doubts and share some advice when contracting it.<\/p>\n

“Which insurance policy to choose? Which company do I contract with? What are the coverages that guarantee me total protection? These are just some of the questions you can ask yourself when you are about to take out a home insurance policy<\/strong>.<\/p>\n

We will try to answer them in today’s post from Ibiza Country Villas<\/strong> real estate agency.<\/p>\n

FEATURES AND USE OF HOUSING<\/h3>\n

This is one of the main aspects when it comes to taking out home insurance<\/strong>. If your house has a garden, terrace or patio, you should make sure that it covers possible damages that the weather may cause in your absence.<\/p>\n

On the other hand, if you are going to rent your property, it is advisable that in addition to having coverage for non-payment of the monthly fee<\/strong>, it also protects you against possible acts of vandalism by the tenant.<\/p>\n

PROTECTION OF VALUABLE ASSETS<\/h3>\n

A very important thing when looking for the best home insurance<\/strong> for your property is to make sure that it covers both the building and the valuable objects inside.<\/p>\n

In this sense, it is also essential that you have protection methods for jewelry, money and other valuables such as a safe<\/strong>. This can substantially increase the amount your home insurance will cover.<\/p>\n

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DIFFERENT TYPES OF COVERAGE<\/h3>\n

One of the most common doubts when buying a home insurance is the different types of coverage<\/strong>. On the one hand these are basic (fire, electrical failures, water leaks, …) and on the other hand the complementary ones (assistance in the house, medical assistance, robbery, …).<\/p>\n

Therefore, it is much more advisable to opt for a “modular” insurance: that is, to contract the complementary coverage<\/strong> according to your needs. <\/p>\n

FLEXIBLE HOME INSURANCE<\/h3>\n

At present, it is highly recommended that your home insurance policy be flexible<\/strong>. That is to say, that with the passage of time it can be modified or extended without having to wait to renew it. <\/p>\n

This way, you will be sure that your policy covers all your needs<\/strong> even if some of them are temporary. <\/p>\n

THE IMPORTANCE OF LEGAL AID<\/h3>\n

Illegal occupations, non-payment of rent, destruction of your property, … If you contract your home insurance with a company that offers you legal assistance<\/strong>, you will avoid headaches in these situations.<\/p>\n

This aspect is especially interesting, since a home insurance covers, in addition to what happens in your home, the civil responsibility<\/strong> caused, for example, by personal mobility vehicles such as scooters.<\/p>\n

WHAT IS THE BEST HOME INSURANCE FOR ME?<\/h2>\n

From the real estate agency Ibiza Country Villas<\/strong> we recommend that you make an exhaustive search and compare all the options that you have to contract your home insurance.<\/p>\n

If you want professional advice,<\/strong> contact us and our team will advise you in an honest and transparent way.<\/p>\n

You can call us at +34 971 339 307<\/strong> or write to us at info@testicv.classbusinessgroup.com.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Home insurance is mandatory when buying a property. However, not everyone has the same coverage. We clarify some doubts and share some advice when contracting it.<\/p>\n","protected":false},"author":1,"featured_media":14153,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[25],"tags":[],"class_list":["post-12853","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.ibizacountryvillas.com\/en\/wp-json\/wp\/v2\/posts\/12853","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ibizacountryvillas.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ibizacountryvillas.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ibizacountryvillas.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibizacountryvillas.com\/en\/wp-json\/wp\/v2\/comments?post=12853"}],"version-history":[{"count":0,"href":"https:\/\/www.ibizacountryvillas.com\/en\/wp-json\/wp\/v2\/posts\/12853\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ibizacountryvillas.com\/en\/wp-json\/wp\/v2\/media\/14153"}],"wp:attachment":[{"href":"https:\/\/www.ibizacountryvillas.com\/en\/wp-json\/wp\/v2\/media?parent=12853"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ibizacountryvillas.com\/en\/wp-json\/wp\/v2\/categories?post=12853"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ibizacountryvillas.com\/en\/wp-json\/wp\/v2\/tags?post=12853"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}